Real Deals.
Real Returns.
Real Impact.
See how Creative RE Capital Fund helps investors earn strong returns while empowering real estate entrepreneurs to succeed.
Creative RE Capital Fund is uniquely positioned to deliver immense value to borrowers by offering flexible loans in both first and second lien positions. This allows them to close quickly, scale confidently, and maximize profits for both traditional and creative purchases. For accredited investors, the fund offers exclusive access to short-term, asset-backed loans that generate strong returns, deliver reliable passive income, and diversify portfolios with the security of real estate collateral.
Funded & Closed
Loan funded for the purpose of completing a renovation. This was a second lien position that had plenty of room with the CLTV (Combined Loan to Value). The Borrower was an experienced real estate investor and rehabber who had successfully borrowed funds in the past for similar projects. This loan offered a lower actual yield as the loan fees and terms provided were more favorable for a repeat borrrower.
Purpose: Gap funding for experienced rehabber
Security: Second lien position
Loan amount: $60,000
Total Interest Earned: $3,000
Daily Interest Earned: $26.09
Cash on Cash Return: 5%
Total Annualized Yield: 15.87%
Funded & Closed
Loan funded for the purpose of acquisition and renovation. Property was purchased "subject-to" the existing mortgage. Our loan was a second lien position with just over 80% CLTV (Combined Loan to Value). This loan actually had two different LLCs as the Borrowers. One had been a prior performing borrower. The other was new as a Borrower. Given this situation, the risk was greater which resulted in higher lending terms.
Purpose: Gap funding for newer rehabber
Security: Second lien position
Loan amount: $55,000
Total Interest Earned: $6,575
Daily Interest Earned: $36.53
Cash on Cash Return: 11.95%
Total Annualized Yield: 24.24%
Funded & Closed
Loan funded for the purpose of acquisition and stabilization. This was a condo purchased with seller financing. Our loan was a second lien position. This loan had two different LLCs as the Borrowers. Both had been a prior performing borrowers. Overall terms reflected the prior relationship with Borrowers. This loan demonstrates a smaller principal amount but a longer loan term. The borrower's exit strategy was to provide direct seller financing on a wrap over the provided seller financing.
Purpose: Gap funding for prior borrowers
Security: Second lien position
Loan amount: $15,000
Total Interest Earned: $2,650
Daily Interest Earned: $11.04
Cash on Cash Return: 17.67%
Total Annualized Yield: 26.87%
Easy Approval Process
At the Creative RE Capital Fund, we’ve built a streamlined, transparent approval process that keeps your focus where it belongs ---> ON THE DEAL. Whether you’re rehabbing, renting, or wholesaling, our team knows what it takes to move fast. We’re here to help you close with confidence, backed by real-world experience and flexible private money in 1st or 2nd lien position.
01
Borrower Approval
Click the "Apply" button
Complete Borrower Application
Submit Application and all supporting docs
We send proof of funds to you
Get approved within 2 business days
Approval lasts 6 months
02
Property Approval
Get property under contract
Submit property information
Send property photos
Send comps (appraisal may be required)
Submit project budget
Desktop approvals
03
Fund and Close
Review final numbers
Wire funds to your title company
Execute legal docs
Obtain lender's title policy
Acquire property hazard insurance
Collect any additional required docs
Congrats! You are closed.
High LTV Ratios
We lend up to 75% Loan-to-value and 85% CLTV on creative finance deals.
100% Funded
Get financed for up to 100% of purchase price and/or repairs.
Close Fast
Get your deal funded and closed in as little as 7 days.
Loan Frequently Asked Questions
What kinds of loans does the Creative RE Capital Fund offer?
Creative RE Capital offers short-term, asset-backed private money loans. First-position loans for fix-and-flip, value-add, or transitional real estate projects. Second-position loans to complement seller-financed or creative deal structures. Our private money loans are designed for experienced rehabbers, landlords, and wholesalers.
How long are your loan terms?
Our standard term is 6 months for first-position loans. Second-position loans generally range from 3–9 months, with extensions available for both first and second position loans (not to exceed 12 months total). Our flexible structures help to match your project’s timeline.
What loan amounts can I qualify for?
First-position loans: $50,000 minimum up to $1,000,000 depending on deal specifics.
Second-position loans: As low as $10,000 up to $500,000 for gap funding or creative financing.
Final amounts are based on property value, exit strategy, and borrower experience.
What are your rates and fees?
Competitive rates: 10–18% annualized (1–1.5% monthly). Origination fees: 2–3 points, with a minimum fee (e.g., $1,500).
No prepayment penalty — close out early and keep more profit.
*Loan terms are largely based upon investor experience.
What kinds of properties do you lend on?
1–4 family homes, condos, townhomes. Small-to-mid-size multifamily. Light commercial properties with a clear exit strategy.
Properties must have hazard insurance with Creative RE Capital Fund LLC as loss payee.
How long does it take to close?
Funding can happen as fast as 7–15 days after your application is complete. Timelines depend on how quickly you provide required documents, inspections, and appraisals (if needed).
How does your approval process work?
Common-sense underwriting based on the asset and borrower experience. Conservative LTV: up to 70–75% ARV for first liens; combined up to ~85% CLTV for seconds. Clear draw schedules for renovations and strong due diligence on every deal.
Are you an accredited investor?
Your trusted partner in financial growth and real estate investment success, committed to securing your financial future.
